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When purchasing a new home, they are many steps that need to be considered. One of the most important steps is finding a home loan that suits all your needs. Often it can be overlooked in the journey in searching for a new home.

Once you find your home you want to be prepared by knowing how much you can afford ahead time. They are many mortgage calculators online that can help you.  One of which I recommend using is found on New American Funding. So what exactly is a home loan?

Purchasing A Home

A Home loan allows you to purchase a home in given amount of time. Purchasing a new home is most likely going to be one of the most expensive purchases that you would make in your life. That is why it’s crucial to know what your budget is.

Pre Qualifying

To prequalify you need to provide Identification, Income Documents, rental and credit history as well as your assets. Prequalify with ease today with New American Funding.

Getting Qualified

After providing your information you'll receive a call or confirmation email of what you qualify for. This is an exciting opportunity to search for homes that are within your budget. It’s always wise to stay within your budget and choose what you prefer in terms of payments. Do you prefer large payments in a short amount time or small payments in an extended amount time? It’s truly based on personal preference, and what you can do.

Book an Appointment with an Agent

After getting prequalified it is now time to book an appointment online, Immediately after booking an appointment you'll receive a call, and email with a list of suggested houses that are within your budget.

Get the Keys

Finally, when you find the home you desire you'll receive the keys to your beautiful new home with a loan that will help make your investment possible.

#realestate #house #homeloans